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Current annuity rates do not give much cause for optimism. Research has shown that annuities today offer among the worst value for money in history. They are linked to interest rates which are at an exceptionally low level due to the global recession and are unlikely to increase in the near future. This is why

A startling number of pension savers are unaware of the existence of an annuities calculator. It is a tool that can help you choose between the hundreds of annuities providers in the UK. As an annuity is an investment that will last for the rest of your life, (unless you opt for an annuity with

Pension annuity rates are the return on investment offered by the various annuity providers around the UK. With such a high level of competition, it is not a surprise to learn that these rates differ wildly depending on the provider. Clearly, the intricacies of pension annuity rates are beyond the grasp of the majority of

An annuity rates calculator is one of the most important tools when it comes to securing a comfortable retirement. Calculating The Best Provider Annuities are the standard purchase for any individual with pension savings. Guaranteed rate annuities are considered to be the easiest and safest way to invest. Certainly, in light of the stock market’s

SIPP providers are for those fed up with non-performing traditional pensions. Self-Invested Personal Pensions (SIPPs) place the power firmly in the hands of the saver. With a SIPP, an investor can choose his or her own investments without having to worry about interference from financial institutions, or huge amounts of money that cannot be moved

A common mistake among those lacking financial savvy is to dismiss independent financial advisors out of hand as a source of information. They are perceived to be too expensive, not value for money etc. However, not utilising the services of a professional can be disastrous. Attempting to go it alone on matters such as pensions,

If you don’t seek retirement planning advice from an independent financial advisor, you could be leaving yourself open to a world of trouble. The state pension age will rise to 66 and will be linked to life expectancy from now on. This means that the state pension age could be 77 in the next 60

The need for an individual pension review has never been more apparent. The UK government have just announced that the future state pension age will be decided through life expectancy. Those born in 2011 are expected to live to the age of 90 on average. This plan is hoped to drastically cut government spending in

The outlook does not seem particularly bright when it comes to annuity rates UK. The global recession blitzed these rates as it did elsewhere in the world. Annuity rates in the UK seemed to be improving somewhat as the bond yields on which they are based rose in the early part of the year. However,

Finding the best annuity seems to be an impossible task these days. At one time, annuities were considered to be the greatest thing since sliced bread. About 20 years ago, annuity rates were about double what they are today. This meant that a fixed rate guaranteed annuity was an almost foolproof method of investing pension