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We are a professional group dedicated to helping individuals find answers and solutions to their pension queries.

 

We provide a simple service that is committed to finding you a pension advisor with the relevant knowledge and industry experience.

 

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Our priority is to search out and select pension advisors that tick all the boxes.

U.K based advisors
FSA Regulated Individuals
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Your search for a suitable pension advisor could be over … Contact Pensionfinder today.

Pension Finder Services

Our targeted approach to finding pension professionals ensures you spend less time looking, and more time planning your retirement solutions.. Our service makes searching for and selecting an advisor simple and easy.

Appointing the right specialist pension advisor is such an important decision. Over the last few years we have assisted many clients to make this decision much easier. In 2011 we assisted over 600 people.

By using our Pension Finder Service, clients are then better placed and more focused to tackle more important detailed pension decisions involving risk, reward, investment decisions and product selection.

We help alleviate any concerns you may have by answering certain questions, including whether the advisor is regulated by the FSA or holds appropriate levels of PI insurance. You can then focus on the personal connection, whether you feel comfortable and confident in the advisor as an individual.

While the advisors focus on building long term relationships, our priority is to support a simple yet profoundly effective introduction. Clients and advisors alike can now get on with what they do best, advising and deciding on effective pension strategies, while building a stronger financial future.

Our Most Popular Pension Requests

Finding an advisor that can help you explore your personal retirement choices, about whether to Purchase An Annuity, invest in Income Drawdown or Phased Retirement Asking questions about which will be the most beneficial and understanding the pros and cons of each before investing.

We receive requests for pension transfer advisors that support individuals when comparing and contrasting one pension arrangement with another. This can either lead to simple internal changes to your existing arrangements or give consideration to transferring to a new pension provider.

Requests involving Group Personal Pensions (GPPs) are normally from employers that are looking to ensure the suitability, viability and efficiency of their current arrangement. Deciding on whether to transfer Group Personal Pension requires in-depth analysis, so get expert advice.

Finally, Self Invested Personal Pension plans (SIPPs) are becoming more popular as a flexible investment structure when planning for retirement. We receive many requests about how to transfer in to and how to get the most out of investing in a SIPP.

For - setting up a new pension, reviewing your pension, approaching retirement, looking into auto enrolment, and buying your annuity or entering income drawdown

Annuities: Immediate Vesting Personal Pension Plan (IVPPP) - Compulsory Purchase Annuity (CPA) - Purchased Life Annuity (PLA)

Free online quotes available to source the products and providers with the best rates and deals.

 

Saving Vehicles

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Preparing for your retirement

As you approach retirement you’ll be faced with some of the most important financial decision of your life.   It is highly advisable that you start your preparation well in advance of your selected retirement date. You’ll need to consider your anticipated income in retirement, including your pension and any savings or investment income.  As you [...]

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Self-Invested-Personal-Pensions-SIPPS

A self-invested personal pension plan (or SIPP) is a flexible type of personal pension. Unlike a personal pension where the fund managers oversee and control investments, a SIPP allows its member much greater flexibility regarding where and how their pension pot is invested. A SIPP can be a good option for individuals who have the [...]

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Salary sacrifice

Salary sacrifice is an arrangement whereby an employee agrees to reduce their salary from the terms agreed in their employment contract in exchange for a benefit in kind. As an employee you sacrifice some of your salary, and your employer uses that bit of your salary to provide tax efficient employee benefits. Common uses of [...]

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Personal Pension Plans Guide

A personal pension is a way to save for retirement, using the income it provides to supplement the basic state pension. It’s ideal for people who cannot join an occupational pension scheme, such as the self-employed. Small companies that do not offer a company pension scheme may offer a group personal pension.[link GPP] With this [...]

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Group Personal Pensions

Sometimes a small employer wants to offer pension provision for their staff, but their size does not warrant a large defined contribution scheme. In these cases a group personal pension (GPP) is often used. A group personal pension is usually set up by an employer. It is simply a collection of individual personal pension plans [...]

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Final Salary Pension Scheme

Often referred to as a “gold plated pension”, final salary schemes are a great way to save for retirement. Unfortunately final salary schemes are expensive to sponsor and many employers find they can no longer afford them, so they are a dyeing breed these days. A final salary scheme is a define benefit pension scheme, [...]

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Occupational Defined Contribution Schemes

This type of pension provision is popular with employers as they can control the cost of their pension provision. Unlike a final salary scheme where the employer must make sure that the scheme can meet its members’ pension benefit obligations, with an occupational DC scheme it is up to the employee to make enough contributions [...]

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Is an ISA best or do the benefits of a pension make the pension better?

This post will look at advantages and disadvantages of ISAs and Pensions and then look at the relative merits of each in different situations. Simplistically: With an ISA you put your taxed income in an ISA and the returns are not taxed (it’s actually more complex than this) With Pensions you put the money in [...]

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