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Our targeted approach to finding pension professionals ensures you spend less time looking, and more time planning your retirement solutions.. Our service makes searching for and selecting an advisor simple and easy.

Appointing the right specialist pension advisor is such an important decision. Over the last few years we have assisted many clients to make this decision much easier. In 2011 we assisted over 600 people.

By using our Pension Finder Service, clients are then better placed and more focused to tackle more important detailed pension decisions involving risk, reward, investment decisions and product selection.

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Finding an advisor that can help you explore your personal retirement choices, about whether to Purchase An Annuity, invest in Income Drawdown or Phased Retirement Asking questions about which will be the most beneficial and understanding the pros and cons of each before investing.

We receive requests for pension transfer advisors that support individuals when comparing and contrasting one pension arrangement with another. This can either lead to simple internal changes to your existing arrangements or give consideration to transferring to a new pension provider.

Requests involving Group Personal Pensions (GPPs) are normally from employers that are looking to ensure the suitability, viability and efficiency of their current arrangement. Deciding on whether to transfer Group Personal Pension requires in-depth analysis, so get expert advice.

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For - setting up a new pension, reviewing your pension, approaching retirement, looking into auto enrolment, and buying your annuity or entering income drawdown

Annuities: Immediate Vesting Personal Pension Plan (IVPPP) - Compulsory Purchase Annuity (CPA) - Purchased Life Annuity (PLA)

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Annuity Calculator To Get the Best Annuity

Annuity CalculatorAnnuities are the most common investment choice for those looking to secure their pension once the 25% tax free cash has been withdrawn. Yet without an annuity calculator, savers could find themselves trapped in a plan that does not offer value for money. In general, fixed rate annuities are considered to be the number one safest way to invest because they offer a fixed guaranteed rate meaning your money is secure. Other annuity types include an investment based option which is riskier, but potentially more lucrative, because they are based on the stock market.

Hidden Risks
Although fixed annuities are safe, they hold a risk of their own. Without an annuity calculator, you could find yourself locked into a lifelong contract with a company offering a dreadfully low rate. This is why you need to see an independent financial advisor as they will guide you through the various annuity options on offer, helping you choose the one that produces the greatest level of income.

An annuity calculator is not that difficult to use. In fact, you only need a small amount of easily provided information. For example, you need to enter your gender, age and cost of the annuity when it was purchased as well as your partner’s pension. Other information that should be added for an accurate reading includes the rate of escalation and whether or not it is guaranteed. Once you have entered these requisite details, you should get a list of results detailing what you can expect to earn from various annuity providers.

Although annuities are supposed to be the easiest way to invest, it can still get a little complicated, especially with the large number of providers offering seemingly different deals. Speak to your financial advisor and he/she will help you clear the muddied waters. Enter your details on the annuity calculator below for details on how much you can expect to earn from annuity providers.