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We are a professional group dedicated to helping individuals find answers and solutions to their pension queries.

 

We provide a simple service that is committed to finding you a pension advisor with the relevant knowledge and industry experience.

 

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Your search for a suitable pension advisor could be over … Contact Pensionfinder today.

Pension Finder Services

Our targeted approach to finding pension professionals ensures you spend less time looking, and more time planning your retirement solutions.. Our service makes searching for and selecting an advisor simple and easy.

Appointing the right specialist pension advisor is such an important decision. Over the last few years we have assisted many clients to make this decision much easier. In 2011 we assisted over 600 people.

By using our Pension Finder Service, clients are then better placed and more focused to tackle more important detailed pension decisions involving risk, reward, investment decisions and product selection.

We help alleviate any concerns you may have by answering certain questions, including whether the advisor is regulated by the FSA or holds appropriate levels of PI insurance. You can then focus on the personal connection, whether you feel comfortable and confident in the advisor as an individual.

While the advisors focus on building long term relationships, our priority is to support a simple yet profoundly effective introduction. Clients and advisors alike can now get on with what they do best, advising and deciding on effective pension strategies, while building a stronger financial future.

Our Most Popular Pension Requests

Finding an advisor that can help you explore your personal retirement choices, about whether to Purchase An Annuity, invest in Income Drawdown or Phased Retirement Asking questions about which will be the most beneficial and understanding the pros and cons of each before investing.

We receive requests for pension transfer advisors that support individuals when comparing and contrasting one pension arrangement with another. This can either lead to simple internal changes to your existing arrangements or give consideration to transferring to a new pension provider.

Requests involving Group Personal Pensions (GPPs) are normally from employers that are looking to ensure the suitability, viability and efficiency of their current arrangement. Deciding on whether to transfer Group Personal Pension requires in-depth analysis, so get expert advice.

Finally, Self Invested Personal Pension plans (SIPPs) are becoming more popular as a flexible investment structure when planning for retirement. We receive many requests about how to transfer in to and how to get the most out of investing in a SIPP.

For - setting up a new pension, reviewing your pension, approaching retirement, looking into auto enrolment, and buying your annuity or entering income drawdown

Annuities: Immediate Vesting Personal Pension Plan (IVPPP) - Compulsory Purchase Annuity (CPA) - Purchased Life Annuity (PLA)

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Which pension route will suit me best?

The investment vehicle that is right for one person is not necessarily correct for another. When looking at investments you need to factor in the whole picture to make sure you get on the right road. Some of the things that could be important are:

• How much disposable income you have got
• How near to retirement age you are
• Whether your financial situation is likely to change in the future
• What tax threshold you are at
• What level of income you require in retirement
• What other financial provisions you have
• Your attitude to investment and risk

The best pension for you is one you can afford, will meet your retirement income goals, and fits in with your attitude to the investment gain/loss relationship. In some cases another investment vehicle, such as an IAS, may even suit your circumstances better.

We always suggest that if any doubt about your pension you speak to a financial adviser. They will be able to look at your situation and recommend products and funds that tick as many boxes as possible.