Welcome to our annuity retirement section!

There is no way of telling the best annuity option for you by simply going through various websites. Choosing the best annuity is not necessarily a matter of finding the best rate. There are other factors that must be taken into account. These include your current financial status, family members, prospective income etc. It is [...]

Annuity advice is important. The larger your pension pot the more vital it can be because the bigger the disparity between what the different options could mean over your lifetime. A mistake most investors make is to assume that all annuities were created equal. In actual fact, with dozens of companies offering these income schemes, [...]

The purpose of purchasing an annuity is to safeguard the money you have saved into your pension and provide an income in retirement. There are a host of annuities on offer from fixed lifetime annuities to investment based options. Although investments are potentially more lucrative, they also carry a far higher level of risk. This [...]

A local annuity adviser can keep your pension savings safe and maximize your retirement income. Once you have invested money into a pension, there are a host of options available to draw the income. These can be especially confusing. From Annuities to Income Drawdown, the choices on offer need an expert to take charge. Do [...]

What is an annuity? A simple explanation is to say that annuities are investments designed to safely convert pension money into regular taxable income. The most common form of annuity is the Lifetime Annuity which is a safe way to invest pension money because it offers guaranteed income for the rest of your life. It [...]

It is impossible to tell someone about the perfect all-encompassing annuity because nothing of the sort exists. You really have to analyse your individual circumstances before making a decision. Below are some example choices depending on the state of your finances and what you are hoping to achieve. It is always best to speak with [...]

The Compulsory Purchase Annuity (CPA) can be bought whether you are about to retire or else you have several years of work left but are looking to make a prudent investment decision.This is an ideal choice for those hoping to use their pension fund to produce a comfortable income during retirement. A Compulsory Purchase Annuity [...]

Immediate Vesting Personal Pension Plan, also known as the IVPPP, can produce an adequate pension income for those looking to retire. The IVPPP begins life as a personal pension plan which means you are able to invest a single cash lump sum with tax-relief from this plan or else you can transfer funds from other [...]

With a Purchased Life Annuity (PLA), you will not only be able to secure guaranteed income for you, it is also possible to ensure loved ones also benefit. One of the major differences between a PLA and alternative annuities is the method in which it is taxed. Also, as well as being able to purchase [...]

Securing an income to keep us living comfortably in retirement is one of the most important things we will ever do. Thankfully, there are a host of income options available which can be altered according to your personal preferences. An example of this is to choose a level of income that never changes or else [...]