Welcome to Pension Finder!

How do Independant Financial advisers get paid?I want to see an IFA to talk about what annuity I should buy. Do they charge a fee or do they work on commission from the Annuity provider? Best answer: They can do both or either. Personally, I think that you should use a fee-only Certified Financial Planner. [...]

As a pension is considered to be income for retirement, many Britons merrily work and save, safe in the knowledge that this pension fund will keep them secure and comfortable in old age. The BBC has now become the first major public organisation to make large alterations to its existing pension scheme. From now on, [...]

A pension comparison is a far less useful activity than insurance, mortgage and many other comparisons. This is because there are so many variables that impact on pension decisions. With insurance a simple form can often tell an insurer all they need to know to process the application, whilst also pigeon holing the buyer into [...]

Many people use personal contacts to source an adviser on a word of mouth recommendation basis. This can often be the best way as you then have had someone your trust vouch for the advice you will get. Finding a pension adviser online has never been easier with the plethora of sites out there today. [...]

A pension transfer involves switching the investment funds from one place to another. This is done for a number of reasons, but most commonly to achieve better fund performance and/or lower charges. The first step in a pension switch is to assess whether it is worthwhile. A financial adviser can help in this process by [...]

There are hundreds of websites out in the ether with tremendous information on pensions. We have produced a useful websites section which is linked below. There is also lots of Pension Information available on pensionfinder.org.uk for both individuals and companies. Lots of relevant information…. If you are looking for pension guides check here: Pension Guides [...]

The investment vehicle that is right for one person is not necessarily correct for another. When looking at investments you need to factor in the whole picture to make sure you get on the right road. Some of the things that could be important are: • How much disposable income you have got • How [...]

Pension guides are available on pensionfinder.org.uk. We do our best to keep them up to date, but we do not always update historic archives.Our guides section can be found at the following address: www.pensionfinder.org.uk/guides Amongst the guides available are the following: Pension Glossary What is a pension? Annuities and open market option Pension transfers Salary [...]

There is a lot of pension choice out on the market. Much like the mortgage market ballooned to thousands of products the pension market has expanded and become more complex. In choosing your pension provision you should make sure you do a couple of things. 1. Find good financial advice A good financial adviser can help you [...]

Traditionally rates of 5, 7, and 9% growth have been used to project growth rates for cautious, average and higher risk investors for cash and fixed-interest funds. Growth rate projections are extremely difficult to calculate without a crystal ball. The best predictor of future performance in most fields is past performance, but in investment this [...]