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  Welcome to the Income Drawdown Section!

When approaching retirement and thinking about income drawdown it is important to look at all the factors. Look into death benefits, flexible drawdown, new rules, comparisons with annuities, tax free cash, the best providers, and IHT.

If you take an annuity young (especially early retirement) income may be much lower than if you went into Drawdown and took the annuity older. There are also inheritance tax benefits to drawdown. As with all investment decisions you must balance risk and reward . Income from drawdown is at the mercy of fund performance. ID is normally only appropriate if you have £100K+ in your pension pot.

 

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FInd a Local Income Drawdown Adviser

Does income drawdown confuse you? If so, you are in good company. Thousands of UK residents are keen to transfer their pension money to drawdown for greater flexibility but are unsure as to the process. Income drawdown allows you to withdraw money at any time you choose. There are restrictions relating to the minimum and [...]

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Get Drawdown Advice

Income drawdown is an increasingly popular pension option but it is also one of the most complex. On the face of it, being able to withdraw money at any time seems simple enough but there are a number of financial implications. This is why drawdown advice is essential and this should only come from an [...]

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Transfer to Income Drawdown

Income drawdown is also known as an unsecured pension. It is far more flexible than annuities because you are allowed withdraw a certain amount of money from your pension pot at any time while still saving for your retirement. However, income drawdown is really only an option for those with large pension funds. Talk to [...]

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Compare annuities

There is no way of telling the best annuity option for you by simply going through various websites. Choosing the best annuity is not necessarily a matter of finding the best rate. There are other factors that must be taken into account. These include your current financial status, family members, prospective income etc. It is [...]

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Get Annuity Advice

Annuity advice is important. The larger your pension pot the more vital it can be because the bigger the disparity between what the different options could mean over your lifetime. A mistake most investors make is to assume that all annuities were created equal. In actual fact, with dozens of companies offering these income schemes, [...]

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Purchase an Annuity

The purpose of purchasing an annuity is to safeguard the money you have saved into your pension and provide an income in retirement. There are a host of annuities on offer from fixed lifetime annuities to investment based options. Although investments are potentially more lucrative, they also carry a far higher level of risk. This [...]

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Find a local annuity adviser?

A local annuity adviser can keep your pension savings safe and maximize your retirement income. Once you have invested money into a pension, there are a host of options available to draw the income. These can be especially confusing. From Annuities to Income Drawdown, the choices on offer need an expert to take charge. Do [...]

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