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Why Use Pension Finder?


We are a professional group dedicated to helping individuals find answers and solutions to their pension queries.

We provide a simple service that is committed to finding you a pension advisor with the relevant knowledge and industry experience.

Our priority is to search out and select pension advisors that tick all the boxes.
• U.K based advisors
• FSA Regulated Individuals
• Knowledgeable about pensions
• Putting customer service first
• Committed to your financial success

Your search for a suitable pension advisor could be over … Contact Pensionfinder today.

Pension Finder Services


Our targeted approach to finding pension professionals ensures you spend less time looking, and more time planning your retirement solutions.. Our service makes searching for and selecting an advisor simple and easy.

Appointing the right specialist pension advisor is such an important decision. Over the last few years we have assisted many clients to make this decision much easier. In 2011 we assisted over 600 people.

By using our Pension Finder Service, clients are then better placed and more focused to tackle more important detailed pension decisions involving risk, reward, investment decisions and product selection.

We help alleviate any concerns you may have by answering certain questions, including whether the advisor is regulated by the FSA or holds appropriate levels of PI insurance. You can then focus on the personal connection, whether you feel comfortable and confident in the advisor as an individual.

While the advisors focus on building long term relationships, our priority is to support a simple yet profoundly effective introduction. Clients and advisors alike can now get on with what they do best, advising and deciding on effective pension strategies, while building a stronger financial future.

Our Most Popular Pension Requests


Finding an advisor that can help you explore your personal retirement choices, about whether to Purchase An Annuity, invest in Income Drawdown or Phased Retirement.
Asking questions about which will be the most beneficial and understanding the pros and cons of each before investing.
We receive requests for pension transfer advisors that support individuals when comparing and contrasting one pension arrangement with another. This can either lead to simple internal changes to your existing arrangements or give consideration to transferring to a new pension provider.
Requests involving Group Personal Pensions (GPPs) are normally from employers that are looking to ensure the suitability, viability and efficiency of their current arrangement. Deciding on whether to transfer Group Personal Pension requires in-depth analysis, so get expert advice.
Finally, Self invested personal pension plans (SIPPs) are becoming more popular as a flexible investment structure when planning for retirement. We receive many requests about how to transfer in to and how to get the most out of investing in a SIPP.

 

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For - setting up a new pension, reviewing your pension, approaching retirement, looking into auto enrolment, and buying your annuity or entering income drawdown

Annuities: Immediate Vesting Personal Pension Plan (IVPPP) - Compulsory Purchase Annuity (CPA) - Purchased Life Annuity (PLA)

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What the State provides in retirement

A survey early this year found that around one in five people intended to live on just the State pension in retirement.*  Unfortunately, few people realise just how little they will get from the State. As of April 2010 a full basic weekly State pension will be just £97.65 for a single person and £156.15 [...]

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What should I do before I make my pension choice?

There is a lot of pension choice out on the market. Much like the mortgage market ballooned to thousands of products the pension market has expanded and become more complex. In choosing your pension provision you should make sure you do a couple of things. 1. Find good financial advice A good financial adviser can help you [...]

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What are good pension forecasts?

Traditionally rates of 5, 7, and 9% growth have been used to project growth rates for cautious, average and higher risk investors for cash and fixed-interest funds. Growth rate projections are extremely difficult to calculate without a crystal ball. The best predictor of future performance in most fields is past performance, but in investment this [...]

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Do I need to have a company pension scheme?

Any company that employs five or more people is legally obliged to give their personnel the opportunity to join a company pension plan. The penalty for not meeting this requirement is a fine up to £50,000. Unless you already offer some other recognised company pension scheme, you have to offer your employees membership of a pension. Your company needs to [...]

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How do I read my pension statement documents?

You should now get a pension statement every year. You should not ignore this statement as it will give you a good idea of how your pension is performing. If you are looking for a pension performance review a financial adviser will want to see your statements to feed into the performance analysis. It is [...]

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What is a defined contribution pension?

Pension schemes are very broadly characterised as either defined benefit schemes or defined contribution schemes. It used to be the case that many employers offered defined benefit schemes, but in recent years they have not wanted to shoulder the increasing defecit burden and have moved to defined contribution schemes. With defined contribution schemes poor investment [...]

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What are my pension options?

Pensions are designed to provide income to live in retirement. There are state sponsored schemes which offer limited income and a host of private schemes facilitating investors to increase their retirement income. Most people should consider options to top up ther retirement income above and beyond the state pension that they will receive. Types of [...]

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Which pension suits me best?

The pension scheme that is right for one person or company will not necessarily be the best one for another. A lot of factors feed into the equations. A financial adviser will look into your: • Amount of disposable income • Age • Financial stability • Tax threshold • Desired retirement lifestyle • Existing financial [...]

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What have been the best performing pensions over the last 10 years?

Recently Citywire analysed 4000 funds over the last decade to discover the best performers. They tracked 4,180 funds across the 59 equity and bond sectors covered by their analysis teams. So what did they discover… Gold, natural resources and emerging markets Europe sectors performed very well. The top performer was the Austrian emerging market bond [...]

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I have a pension can I have an additional pension?

Yes. You can have as many pension as you wish as long as your annual contibutions do not exceed your annual or lifetime limit. The annual linit is at the time of writing £255,000 and the lifetime limit in a fund is £1.8mn. Of course you can only contribute to an occupation pension scheme whilst [...]

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