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Company pension laws- Auto Enrolment/NEST

Auto enrolment and Nest are being phased in over the coming years to mean compulsary employer contributions, auto enrolment of employees, and that pension plans will need a default fund. Company pension reform means rules are changing about how employers must run their occupational pension scheme.

Essentially the Government is shifting the responsibility for pensions from public funds to the private sector. Company pension plans will need to meet many new criteria. Penalties and fines will be the result of non-compliance and monitoring will be more stringent than it has been in the past. Your company will need a pension!

 

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Employer Group Scheme

With the coming of auto-enrolment many employers are not sure about what their responsibilities are. We have partnered with financial advisory firms who can explain the ins and outs of the law, describe what your responsibilities are (and will be come 2012), and give you advice as to how to manage your responsibilities to the [...]

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No Obligation Pension Performance Reviews

A pension switch, or pension transfer, is normally made to improve fund performance and achieve lower charges, to consolidate several pension pots, or to move money from a scheme held with an old employer. Increasing numbers have been transferring because they have seen their funds depleted during difficult economic times and want to take more [...]

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New Pension

If you are new to pensions, first of all well done for taking control of your financial future! Having the courage and motivation to get to the starting blocks is often the most difficult thing when it comes to saving. The earlier you start providing for your retirement the better a standard of living you [...]

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Self Invested Personal Pension

A Self-Invested Personal Pension (SIPP) basically serves as wrapping for investments. It forms a tax efficient tool through which to save for retirement. SIPPS provide individuals with control over their investment portfolio in a way many other pensions do not. SIPPS involve you developing a strategy. You should probably work on a yearly investing strategy [...]

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